Buying or selling a home
as a Maryland veteran.
VroomBrick was founded by a Navy veteran. This guide covers what is specific to Maryland: its installations, its property tax relief for disabled veterans, and its state home buyer programs, each linked to the official source.
Major military installations in Maryland
If you are PCSing to Maryland, these are the major installations military families buy and sell around. For housing offices and relocation contacts, see each installation’s page on Military OneSource.
U.S. Naval Academy
Annapolis
Fort George G. Meade
Anne Arundel County
Joint Base Andrews
Prince George's County
Aberdeen Proving Ground
Harford County
Naval Air Station Patuxent River
St. Mary's County
Walter Reed National Military Medical Center
Bethesda
Maryland property tax relief for disabled veterans
Maryland exempts from property tax the dwelling of a veteran whose disability VA has determined is 100 percent service-connected, permanent, and totally disabling. It is set out in Maryland Tax-Property Article § 7-208 and administered by the State Department of Assessments and Taxation (SDAT).
- Eligibility is a VA determination of a 100 percent service-connected, permanent, and total disability. SDAT notes that, under an Attorney General's Opinion, the exemption may also be granted where the rating is below 100 percent if VA finds the veteran permanently unemployable.
- The dwelling must be the veteran's principal residence; it includes the lot and structures needed to use it as a residence, such as a garage or shed.
- A surviving spouse can keep the exemption if the veteran had a 100 percent service-connected permanent and total disability, owned the dwelling at death, the dwelling received the exemption, and the spouse owns and lives in it.
How to apply: Applications go to SDAT using its disabled veteran or surviving spouse exemption forms.
Maryland first-time home buyer and down payment assistance
The Maryland Mortgage Program is run by the Maryland Department of Housing and Community Development (DHCD). It is the primary source for Maryland first-time home buyer loans and down payment assistance. Eligibility, income limits, and availability are set by DHCD, so check its pages directly.
- Maryland Mortgage Program: Maryland DHCD's home loan and down payment assistance programs for eligible buyers.
For the VA funding fee table, who is exempt, and how VA loan limits work, see the Maryland VA loan guide. For who can pay what on a VA purchase, see VA loan commission rules, explained.
How VroomBrick works for Maryland military families
We’re a technology platform, not a brokerage. Here is what the platform gives you, whether you are buying with a VA loan or selling ahead of a PCS move.
Licensed closing attorney
An independent licensed attorney handles the contract, title review, and settlement. VroomBrick does not negotiate contracts or represent you.
Showing agents and a dashboard
Showing agents get you into homes, and every milestone, document, and deadline sits in one transaction dashboard.
Remote closing and POA support
Support for remote closings and power of attorney, for when orders move you before the closing date does.
The fee
Whether you’re buying or selling, VroomBrick charges a 1% technology fee for the platform, paid by the seller at closing. You don’t pay an agent commission on the side VroomBrick works with. On a $400,000 home, a 1% technology fee is $4,000. If an agent on your side charged 3%, that would be $12,000, a difference of $8,000. Commissions are negotiable, so your number depends on what you’d have paid.
On a VA purchase, the seller pays the 1% fee at closing, and VA rules decide which charges the veteran may pay; your lender confirms how each charge appears on the Closing Disclosure.
Common questions from Maryland veterans
Does Maryland give disabled veterans a property tax break?
Maryland exempts from property tax the dwelling of a veteran whose disability VA has determined is 100 percent service-connected, permanent, and totally disabling. It is set out in Maryland Tax-Property Article § 7-208 and administered by the State Department of Assessments and Taxation (SDAT). Applications go to SDAT using its disabled veteran or surviving spouse exemption forms.
Where are the major military installations in Maryland?
Major installations in Maryland include U.S. Naval Academy, Fort George G. Meade, Joint Base Andrews, Aberdeen Proving Ground, Naval Air Station Patuxent River, Walter Reed National Military Medical Center.
Where do I find first-time home buyer programs in Maryland?
Maryland Mortgage Program (Maryland DHCD) is the primary source for state first-time home buyer and down payment assistance programs. Eligibility and availability are set by the agency, so check its site directly. VroomBrick does not administer these programs.
Is VroomBrick a brokerage?
No. We're a technology platform, not a brokerage. VroomBrick does not negotiate contracts or represent buyers or sellers. A licensed closing attorney connected through the platform handles the contract and settlement.
How does VroomBrick work if I get PCS orders?
The platform gives you a transaction dashboard, a licensed closing attorney, showing agents, and remote closing and power of attorney support, so a purchase or sale can keep moving if you are at a new duty station before closing.
What does VroomBrick cost?
Whether you're buying or selling, VroomBrick charges a 1% technology fee for the platform, paid by the seller at closing. You don't pay an agent commission on the side VroomBrick works with. On a $400,000 home, a 1% technology fee is $4,000. If an agent on your side charged 3%, that would be $12,000, a difference of $8,000. Commissions are negotiable, so your number depends on what you'd have paid.
FREE HOMEBUYING ROADMAP
Not ready yet? Get the roadmap first.
Whether you are a year out or just curious, we will send you a short monthly email that walks you through buying or selling a home, one clear step at a time. No pressure, no jargon, no cost.
- What to do 12, 6, and 3 months before you move
- What a 1% technology fee looks like on your home price
- Attorney-led closings, lenders, and concierge support explained
Where are you today?
Pick one so we can tailor your roadmap.
Primary sources
- Military OneSource: Military installation directory
- Maryland SDAT: Real property tax exemptions
- Maryland Code, Tax-Property § 7-208
- Maryland Department of Veterans and Military Families: State property tax exemptions
- Maryland Mortgage Program (DHCD)
- VA.gov: VA funding fee and loan closing costs
- VA.gov: VA home loan limits
Facts on this page checked against the sources above as of September 2026. Rules and program terms change; the linked source is the authority.
This page explains how Maryland and VA rules work. It is not mortgage, tax, or legal advice. VroomBrick is a technology platform, not a lender or a licensed brokerage.
Moving in or out of Maryland?
Talk through your timeline with our team: how the platform works with your VA lender, your closing attorney, and your report date.