Buying or selling a home
as a North Carolina veteran.
VroomBrick was founded by a Navy veteran. This guide covers what is specific to North Carolina: its installations, its property tax relief for disabled veterans, and its state home buyer programs, each linked to the official source.
Major military installations in North Carolina
If you are PCSing to North Carolina, these are the major installations military families buy and sell around. For housing offices and relocation contacts, see each installation’s page on Military OneSource.
Fort Bragg (renamed from Fort Liberty in March 2025, announced February 2025)
Fayetteville area
Marine Corps Base Camp Lejeune
Jacksonville
Marine Corps Air Station New River
Jacksonville
Marine Corps Air Station Cherry Point
Havelock
Seymour Johnson Air Force Base
Goldsboro
Coast Guard Base Elizabeth City
Elizabeth City
North Carolina property tax relief for disabled veterans
North Carolina excludes the first $45,000 of appraised value of a qualifying disabled veteran's permanent residence from property tax, for a veteran discharged under honorable conditions. It is set out in N.C. General Statute § 105-277.1C. It is a partial exclusion, not a full exemption as in Virginia and Maryland.
- A qualifying veteran's character of service at separation was honorable or under honorable conditions, and the veteran has a VA certification of a service-connected, permanent, and total disability, or has received VA specially adapted housing benefits under 38 U.S.C. § 2101.
- The statute sets no income limit for this exclusion.
- A surviving spouse of a qualifying disabled veteran who has not remarried may also claim it.
How to apply: Applications go to your county tax assessor, generally on NCDOR Form AV-9 with the veteran's disability certification (Form NCDVA-9).
Source: N.C. General Statute § 105-277.1C: Disabled veteran property tax homestead exclusion
North Carolina first-time home buyer and down payment assistance
The North Carolina Housing Finance Agency (NCHFA) is the state's housing finance agency and the primary source for North Carolina first-time home buyer loans and down payment assistance. Eligibility, income limits, and availability are set by NCHFA, so check its pages directly.
- NC Home Advantage Mortgage: NCHFA's home loan with down payment assistance for eligible first-time and move-up buyers.
- NC 1st Home Advantage Down Payment: NCHFA describes this as down payment help for eligible first-time buyers and military veterans; amounts and eligibility are on NCHFA's page.
For the VA funding fee table, who is exempt, and how VA loan limits work, see the North Carolina VA loan guide. For who can pay what on a VA purchase, see VA loan commission rules, explained.
How VroomBrick works for North Carolina military families
We’re a technology platform, not a brokerage. Here is what the platform gives you, whether you are buying with a VA loan or selling ahead of a PCS move.
Licensed closing attorney
An independent licensed attorney handles the contract, title review, and settlement. VroomBrick does not negotiate contracts or represent you.
Showing agents and a dashboard
Showing agents get you into homes, and every milestone, document, and deadline sits in one transaction dashboard.
Remote closing and POA support
Support for remote closings and power of attorney, for when orders move you before the closing date does.
The fee
Whether you’re buying or selling, VroomBrick charges a 1% technology fee for the platform, paid by the seller at closing. You don’t pay an agent commission on the side VroomBrick works with. On a $400,000 home, a 1% technology fee is $4,000. If an agent on your side charged 3%, that would be $12,000, a difference of $8,000. Commissions are negotiable, so your number depends on what you’d have paid.
On a VA purchase, the seller pays the 1% fee at closing, and VA rules decide which charges the veteran may pay; your lender confirms how each charge appears on the Closing Disclosure.
Common questions from North Carolina veterans
Does North Carolina give disabled veterans a property tax break?
North Carolina excludes the first $45,000 of appraised value of a qualifying disabled veteran's permanent residence from property tax, for a veteran discharged under honorable conditions. It is set out in N.C. General Statute § 105-277.1C. It is a partial exclusion, not a full exemption as in Virginia and Maryland. Applications go to your county tax assessor, generally on NCDOR Form AV-9 with the veteran's disability certification (Form NCDVA-9).
Where are the major military installations in North Carolina?
Major installations in North Carolina include Fort Bragg, Marine Corps Base Camp Lejeune, Marine Corps Air Station New River, Marine Corps Air Station Cherry Point, Seymour Johnson Air Force Base, Coast Guard Base Elizabeth City.
Where do I find first-time home buyer programs in North Carolina?
North Carolina Housing Finance Agency is the primary source for state first-time home buyer and down payment assistance programs. Eligibility and availability are set by the agency, so check its site directly. VroomBrick does not administer these programs.
Is VroomBrick a brokerage?
No. We're a technology platform, not a brokerage. VroomBrick does not negotiate contracts or represent buyers or sellers. A licensed closing attorney connected through the platform handles the contract and settlement.
How does VroomBrick work if I get PCS orders?
The platform gives you a transaction dashboard, a licensed closing attorney, showing agents, and remote closing and power of attorney support, so a purchase or sale can keep moving if you are at a new duty station before closing.
What does VroomBrick cost?
Whether you're buying or selling, VroomBrick charges a 1% technology fee for the platform, paid by the seller at closing. You don't pay an agent commission on the side VroomBrick works with. On a $400,000 home, a 1% technology fee is $4,000. If an agent on your side charged 3%, that would be $12,000, a difference of $8,000. Commissions are negotiable, so your number depends on what you'd have paid.
Is Fort Liberty now called Fort Bragg?
Yes. Fort Liberty was renamed Fort Bragg in March 2025 (announced February 2025), now honoring Pfc. Roland L. Bragg, a World War II Battle of the Bulge veteran. The Army held the redesignation ceremony on March 7, 2025.
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Primary sources
- U.S. Army: Fort Bragg redesignation ceremony (Mar. 7, 2025; renaming announced Feb. 2025); Military OneSource installation directory
- Military OneSource: Military installation directory
- N.C. General Statute § 105-277.1C: Disabled veteran property tax homestead exclusion
- NCDOR Form AV-9: Application for property tax relief (2026)
- NCDOR Form NCDVA-9: Certification for disabled veteran's property tax exclusion
- North Carolina Housing Finance Agency: Home buyers
- VA.gov: VA funding fee and loan closing costs
- VA.gov: VA home loan limits
Facts on this page checked against the sources above as of September 2026. Rules and program terms change; the linked source is the authority.
This page explains how North Carolina and VA rules work. It is not mortgage, tax, or legal advice. VroomBrick is a technology platform, not a lender or a licensed brokerage.
Moving in or out of North Carolina?
Talk through your timeline with our team: how the platform works with your VA lender, your closing attorney, and your report date.