Buying or selling a home
as a Virginia veteran.
VroomBrick was founded by a Navy veteran. This guide covers what is specific to Virginia: its installations, its property tax relief for disabled veterans, and its state home buyer programs, each linked to the official source.
Major military installations in Virginia
If you are PCSing to Virginia, these are the major installations military families buy and sell around. For housing offices and relocation contacts, see each installation’s page on Military OneSource.
Naval Station Norfolk
Norfolk
Naval Air Station Oceana
Virginia Beach
Joint Expeditionary Base Little Creek-Fort Story
Virginia Beach
Norfolk Naval Shipyard
Portsmouth
Joint Base Langley-Eustis
Hampton and Newport News
Marine Corps Base Quantico
Prince William and Stafford counties
Fort Belvoir
Fairfax County
Virginia property tax relief for disabled veterans
Virginia exempts from local real estate tax the principal residence of a veteran rated by VA as having a 100 percent service-connected, permanent, and total disability. It is authorized by Article X, Section 6-A of the Constitution of Virginia and set out in Code of Virginia § 58.1-3219.5.
- Eligibility is a VA rating of 100 percent service-connected, permanent, and total disability.
- The exemption covers the dwelling the veteran occupies as a principal residence and the land it sits on, up to one acre (a locality may exempt more under related Code provisions).
- A surviving spouse who does not remarry can also qualify, under the conditions in § 58.1-3219.5(B).
- A separate exemption covers the surviving spouse of a service member killed in action (Code of Virginia, Title 58.1, Chapter 32, Article 2.4).
How to apply: Applications go to your city or county Commissioner of the Revenue (or real estate assessor), not to the state.
Source: Code of Virginia § 58.1-3219.5: Exemption from taxes on property for disabled veterans
Virginia first-time home buyer and down payment assistance
Virginia Housing is the state's housing finance agency. If you are searching for first-time home buyer programs or down payment assistance in Virginia, its homebuyer pages are the primary source. Eligibility, income limits, and availability are set by Virginia Housing and change over time, so check each program page directly.
- Down Payment Assistance Grant: A Virginia Housing grant toward a down payment for eligible buyers.
- Closing Cost Assistance Grant: A Virginia Housing grant toward closing costs. Virginia Housing notes it can be paired with its VA-guaranteed loan for eligible borrowers.
- Plus Second Mortgage: A Virginia Housing second mortgage product.
- Military grants and VA loans: Virginia Housing's military page, including its VA-guaranteed loan and the Granting Freedom home-modification program for veterans and service members with a service-connected disability.
- Homebuyer Education: Free Virginia Housing homebuyer classes and online courses.
For the VA funding fee table, who is exempt, and how VA loan limits work, see the Virginia VA loan guide. For who can pay what on a VA purchase, see VA loan commission rules, explained.
How VroomBrick works for Virginia military families
We’re a technology platform, not a brokerage. Here is what the platform gives you, whether you are buying with a VA loan or selling ahead of a PCS move.
Licensed closing attorney
An independent licensed attorney handles the contract, title review, and settlement. VroomBrick does not negotiate contracts or represent you.
Showing agents and a dashboard
Showing agents get you into homes, and every milestone, document, and deadline sits in one transaction dashboard.
Remote closing and POA support
Support for remote closings and power of attorney, for when orders move you before the closing date does.
The fee
Whether you’re buying or selling, VroomBrick charges a 1% technology fee for the platform, paid by the seller at closing. You don’t pay an agent commission on the side VroomBrick works with. On a $400,000 home, a 1% technology fee is $4,000. If an agent on your side charged 3%, that would be $12,000, a difference of $8,000. Commissions are negotiable, so your number depends on what you’d have paid.
On a VA purchase, the seller pays the 1% fee at closing, and VA rules decide which charges the veteran may pay; your lender confirms how each charge appears on the Closing Disclosure.
Common questions from Virginia veterans
Does Virginia give disabled veterans a property tax break?
Virginia exempts from local real estate tax the principal residence of a veteran rated by VA as having a 100 percent service-connected, permanent, and total disability. It is authorized by Article X, Section 6-A of the Constitution of Virginia and set out in Code of Virginia § 58.1-3219.5. Applications go to your city or county Commissioner of the Revenue (or real estate assessor), not to the state.
Where are the major military installations in Virginia?
Major installations in Virginia include Naval Station Norfolk, Naval Air Station Oceana, Joint Expeditionary Base Little Creek-Fort Story, Norfolk Naval Shipyard, Joint Base Langley-Eustis, Marine Corps Base Quantico, Fort Belvoir.
Where do I find first-time home buyer programs in Virginia?
Virginia Housing is the primary source for state first-time home buyer and down payment assistance programs. Eligibility and availability are set by the agency, so check its site directly. VroomBrick does not administer these programs.
Is VroomBrick a brokerage?
No. We're a technology platform, not a brokerage. VroomBrick does not negotiate contracts or represent buyers or sellers. A licensed closing attorney connected through the platform handles the contract and settlement.
How does VroomBrick work if I get PCS orders?
The platform gives you a transaction dashboard, a licensed closing attorney, showing agents, and remote closing and power of attorney support, so a purchase or sale can keep moving if you are at a new duty station before closing.
What does VroomBrick cost?
Whether you're buying or selling, VroomBrick charges a 1% technology fee for the platform, paid by the seller at closing. You don't pay an agent commission on the side VroomBrick works with. On a $400,000 home, a 1% technology fee is $4,000. If an agent on your side charged 3%, that would be $12,000, a difference of $8,000. Commissions are negotiable, so your number depends on what you'd have paid.
Can I use a Virginia Housing grant with a VA loan?
Virginia Housing states on its military page that eligible borrowers using its VA-guaranteed loan may also qualify for its Closing Cost Assistance Grant. Eligibility and availability are set by Virginia Housing, so confirm on virginiahousing.com or with a Virginia Housing-approved lender.
FREE HOMEBUYING ROADMAP
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Primary sources
- Military OneSource: Military installation directory
- Code of Virginia § 58.1-3219.5: Exemption from taxes on property for disabled veterans
- Code of Virginia, Title 58.1, Chapter 32, Article 2.3: Exemption for disabled veterans
- Virginia Department of Veterans Services: Tax exemptions
- Virginia Housing: Homebuyers
- VA.gov: VA funding fee and loan closing costs
- VA.gov: VA home loan limits
Facts on this page checked against the sources above as of September 2026. Rules and program terms change; the linked source is the authority.
This page explains how Virginia and VA rules work. It is not mortgage, tax, or legal advice. VroomBrick is a technology platform, not a lender or a licensed brokerage.
Moving in or out of Virginia?
Talk through your timeline with our team: how the platform works with your VA lender, your closing attorney, and your report date.